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So what sort of salary do you need for early retirement in the UK then?

OK we are a few posts in to my humble corner of the interweb so I think it’s time for a quick little recap: We’ve analysed living expenses in the UK and have come to the firm conclusion that we […] ↓...

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2014 Aspirations

In the spirit of a “Let’s get down to business 2014” – without further ado, here are my goals for the upcoming year. Financial Goals Increase Net Worth by £30,000 – I haven’t done any figures on this...

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Calculating your Savings Rate: Debunking the Myths

Welcome to part III of my financial independence planning series. You can view parts I and II here: Part I: Why you need a financial independence plan right now! (And so do I…) Part II: Meet...

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Conclusive Proof that your House should be Included in your Net Worth…

…But you’ll have to wait till Monday to find out exactly why! Happy Friday folks! I’ve been beavering away at the next post of my financial independence planning series all week, which as you’ve...

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Cash Flow Issues, Share Save, and Net Worth Tracking

The current contents of my wallet! Someone reminded me the other day that I run a blog about personal finance, so I thought why not push the boat out and write a short post about how my finances are...

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away in august expenses report and market crash net worth update!

  With a total spend of £3056 it’s probably clear we had a fun packed August, what more can I really say!? You know the drill by now so will get straight on with the expenses and other bits…:   […] ↓...

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sensational september – income/expenses and “other” updates

  Another month of 2015 down, only 3 to go. How mad does that sound?! Quickly onto some figures for you. Would it surprise you if I said that this month our savings rate was… bum ba-ba-baaaaahhh:...

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small income diversification to reduce the size of your retirement stash

When you start to learn about investing, one aspect that quickly becomes apparent is very important, is diversification. But do many investors think about income diversification? I would bet they...

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2015 financial review part (ii) – income, net worth & savings rate

Hellooooo and welcome to part (ii) of my 2015 yearly financial review. In case you missed the “more thrilling than bungee jumping” part (i) where we looked in depth at expenses throughout the year, you...

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2015 financial review (iii) – investments performance

Oooooh look at all my money Finally! We’ve reached the end of the three part (originally designed to be one part! ) series of my 2015 financial review. I hope I haven’t driven too many of you mad with...

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2016 goals and plans

It’s well into 2016 already so it’s high time I nailed my colours to the mast and posted up some goals, as is accustomed on a lot of lifestyle/PF based blogs nowadays. However this year I am rebelling...

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january update – expenses, income, and battling a cream tea addiction

In January, Oi av’ mostly been eatin’ ….   Despite being half way through another stint of my 2 weeks off, time is shorter than ever so I am going to keep this one as brief as possible! The good […] ↓...

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february 2016 update – and then there were three

Woah! Long time no see people! Where have I been you might be asking? Well as the title and picture above have probably already given away, baby TFS has made a bit of an unexpected early appearance! So...

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september update – a perfect storm!

  Mortgage mayhem, holidays plus many yearly bills all hitting at once absolutely wrecks our savings rate this month but we live to fight another day, unlike the poor vessel in the picture above (taken...

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october update – 2 holidays and a new challenge awaits!

Holiday 1: View over the mountains near Madreeeeed! It’s been another hectic month so apologies for another late monthly update! I’m currently in the middle of 2 weeks off and my latest DIY project has...

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2016 in re-view: graphs and stuff

  I’m part way through my analysis of the year and thought I’d just start off with the stuff that is a bit more easy on the eye so here are some graphs with a bit of commentary on each. […] ↓ Read the...

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what are our long term plans?

It’s been a while since we’ve focused on the long term picture around here, and it’s been noticed by commenter “Is_poss” in his (or her… could be a her) comment here: Hey TFS, big fan of your work and...

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2017 financial review, graphs and 2018 budget

Good ‘moro my fine FIRE folks! I’m going to do something rather daring and try to pack everything I did in two posts last year into just one post! So let’s keep things as concise as possible, you know...

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february income/expenses update – feelin’ hot hot hot!

  As you can see from the above pic, we spent some of February basking on a lovely beach in Antigua! Actually a more accurate description was frantically chasing TFS Jr around, which let’s face it, was...

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